For example, care when you are ill and must be admitted to hospital or care provided by your general practitioner. It is mandatory by law for every German resident to have public health insurance (unless they are part of the small percentage of the population with private coverage). Student health You have four months to take out health insurance in the Netherlands after arriving. You may also opt to take out additional insurance to cover costs not included in the standard package. Following the Dutch healthcare insurance act, all people who live or work in the Netherlands are obliged to have Dutch health insurance. When you register with a health insurer, you will have to provide some documents and some personal information. The amount depends on the chosen healthcare policy, deductible excess and selected supplemental coverages (if … This means that, generally, international students are not obliged to take out Dutch health insurance, since their stay in the Netherlands is only … The first and only English comparison tool of Dutch Liability insurance. You can find more sites by searching for 'Dutch health insurance comparison'. In other cases you will need a Dutch health insurance. A Basic health insurance is mandatory for everyone in the Netherlands. The insurance company also needs to be certain that you work or live in the Netherlands. This also affects highly skilled migrants, expats and foreign students. In order to weigh all available options within the Dutch healthcare system, we offer our support. Together they provide for a combination of private health plans with social conditions based on solidarity, efficiency and value for the patient. There’s a mandatory deductible amount for Dutch health insurance, though, and this amount is set by the government. There are many services that are (partially) covered by a private health insurer, like: Unlike the basic health insurance, Dutch insurance companies are not obliged to accept you for private insurance. Needless to say, the best health insurance company is the insurer which suits your medical needs and budget. How are you insured during international secondment? If you want to know more about this partnership with HollandZorg, please do not hesitate to contact us via support@dutchumbrellacompany.com. Compare health insurance plans in The Netherlands. Or you want us to help you find the best insurance for you. We will explain more about this below. Do not hesitate to call us. It is highly important that your children are registered together with one of the parents to receive healthcare. The average monthly price … You are 30+ years: in case you work or live permanently in the Netherlands you are obliged to take out public Dutch healthcare insurance. It is also forbidden to add premiums to the basic insurance plan, although the price may differ per medical insurer. Dutch healthcare performance reports (in .pdf format), and related English articles, offered by the Dutch Institute of Public Health and the Environment (RIVM) Government.nl - Changing your health insurance. The government makes periodic changes to what is covered by the basic health insurance. Then you will often need to take out a Dutch public health insurance, called the 'Basiszorgverzekering' (Basic Health Insurance). Apply for a health insurance within the first four months of your stay in the Netherlands; 2. The premium for the HollandZorg Public Health Insurance Netherlands is €108,- per month. Dutch public health insurance The Dutch healthcare insurance system is called the basisverzekering, a basic healthcare insurance policy through which all residents of the Netherlands are obliged to insure themselves. The coverage and premium of this basic insurance are determined by the government. The government tightly regulates the Dutch company plans and quality of the coverage. Are you bringing your family to the Netherlands? Every person who lives or works in the Netherlands is legally obliged to take out standard health insurance to cover the cost of, for example, consulting a general practitioner, hospital treatment and prescription medication. The public healthcare insurance reimburses the costs of, among other things: When you need healthcare covered by the public healthcare insurance, you may have to pay a compulsory excess and/or a statutory personal contribution. On June 17, 2019 by Dutch Umbrella Company, Everyone living in the Netherlands is obliged to have health insurance. But you still need to arrange your own private insurance, unless this is already covered by an acceptable insurer in your home country. The mandatory basic health insurance costs about €100,- a month. The average basic Dutch health insurance premium in 2020 is about 120 euro per month. The Dutch health insurance system is a combination of private health plans with social conditions built on the principles of solidarity, efficiency and value for the patient. Healthcare in the Netherlands is funded through taxation: mandatory health insurance fees and taxation of income (pre-specified tax credits). The basic insurance package covers all costs for common medical care services. Everyone living in the Netherlands must have health insurance, whether the Dutch public health insurance or private health insurance. If you are insured under a national health service in your own country and you are going abroad, then your own health insurance provider can provide you with EU Health Insurance Card (EHIC) that is valid in the Netherlands and other EU countries. As a non-EU citizen staying longer than three months, you will need a residence permit. With the HollandZorg Public Health Insurance, you are entitled to most of the necessary healthcare. Register with a health insurance company. 1. In this blog, we will explain the Dutch health insurance system, how it affects you, and we answer, probably your most important question: ‘do I need Dutch health insurance?’. The Dutch authorities oblige some foreign students to have a public healthcare insurance called Basic Healthcare Insurance ("basiszorgverzekering"). In 2019, this amount is up to 385 euros. Take your time. Your age and health condition can have an impact on your approval and monthly fee. Q: What is included in the standard package? Only the reimbursements for non-contracted care, amount of the premium and choice of health care providers may differ per health care insurer. But during your assignment in the Netherlands, you are also required a private health insurance plan. After you have applied, all you need to do is wait. The HollandZorg Public Healthcare Insurance is a combination policy, the care you use is usually reimbursed non-monetary. With this permit you are also required to take out the Dutch public health insurance. People who have problems with their health should be able to call on their general practitioner, the hospital or other forms of health care on time. As a citizen of the EU, EEA or Switzerland, you can use your European Union Health Insurance Card (EHIC) while living in the Netherlands. You should get a free European Health Insurance Card (EHIC) before leaving the UK. Do keep this in mind while looking for employment in the Netherlands in addition to your studies, for this it might make working less fruitful as you would be working solely to … If you are already insured with HollandZorg and have supplementary (and/or dental) insurance already, this can continue in 2021. Zorgverzekeringswet(Zvw) – often called ‘basic insurance’, covers common medical care; 2. The HollandZorg Public Healthcare Insurance is a combination policy, the care you use is usually reimbursed non-monetary. For extra reimbursements, you can take out, Health insurance via employer (Flexpolis), public healthcare insurance reimbursements. Even if you have medical insurance in your country of origin. Not everything is reimbursed by the HollandZorg Public Healthcare Insurance. If you move to the Netherlands to work or live, the Dutch health insurance act may oblige you to arrange personal health insurance. We are able to offer you a deal with HollandZorg, a Dutch medical insurer specialized in health insurances for foreign employees and people who temporarily live or work in the Netherlands. The Dutch health insurance system relies on two laws: the healthcare insurance law (Zorgverzekeringswet) and the general law on exceptional medical expenses (Algemene Wet Bijzondere Ziektekosten). The premium applies to every person obliged to be insured aged 18 or over. Some people may need to take out private insurance, depending on personal circumstances. For 2017, for instance, th… With the HollandZorg Public Health Insurance, you are entitled to most of the necessary healthcare. This act ensures all Dutch residents have unrestricted rights and access to basic insurance. Dutch hospitals spend 20 percent of their budgets on administration — less than the United States, but more than the United Kingdom or Canada, which have public health insurance. Wet langdurige zorg(Wlz) – covers long-term nursing and care. International secondment and social insurance, Private health insurance/additional insurance coverage. If you live in the country less than one year, your stay is normally regarded as temporary. The additional health insurance varies from €2,- to €150,-, depending on how much care you want to cover. Failing to do so leaves you liable for a hefty fine and a retroactive bill. Our online reimbursement schedule for health insurance shows, for each type of care, if you have to pay an excess or personal contribution. When you need healthcare covered by the public healthcare insurance, you may have to pay a, Not everything is reimbursed by the HollandZorg Public Healthcare Insurance. Top health insurance companies in the Netherlands Achmea Zorg Achmea, founded in 1811, is part of Eureko, the largest insurance agency in the Netherlands. 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